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net-income-chart

SOFI Net Income

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In Q1'26, SOFI's net income reached $166.73M USD, marking a solid positive figure and a 134.45% year-over-year increase from the prior year's quarter, continuing the company's trajectory toward sustained profitability. From Q2'23 to Q1'26, SOFI's net income transitioned from early losses—peaking at a -$266.68M USD deficit in Q3'23—to consistent profitability starting in Q4'23, with notable growth including a high of $332.47M USD in Q4'24 and steady gains thereafter, though minor dips occurred in Q1'25 ($71.12M USD) and Q4'25 ($173.55M USD). Year-over-year changes show volatility, with sharp improvements like 593.91% in Q4'24 contrasting occasional declines such as -192.26% in Q1'25, overall indicating a robust upward trend driven by operational scaling in the fintech sector. This bar and line chart highlights the shift to positive earnings, with the line overlay emphasizing YoY growth patterns for analysts tracking recovery momentum.