The latest data point for SOFI's EPS in Q4'25 shows a value of 0.15 USD, indicating continued positive earnings per share amid a broader recovery trend. This marks a modest increase from the previous quarter's 0.12 USD in Q3'25, reflecting sustained profitability in the company's financial performance. Over the period from Q1'23 to Q4'25, SOFI's EPS transitioned from negative territory (-0.05 USD in Q1'23, dipping to -0.29 USD in Q3'23) to consistent positivity starting in Q4'23 (0.04 USD), with notable acceleration in Q4'24 (0.32 USD) before stabilizing at lower but positive levels in 2025. Year-over-year EPS growth exhibited volatility, including sharp declines like -222% in Q3'23 and -53% in Q4'25, contrasted by strong gains such as 700% in Q4'24 and 800% in Q2'25, underscoring an overall improving but uneven profitability trajectory driven by operational efficiencies.