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As of the latest data point for Q4'25, SOFI's current contract liabilities stand at 0 USD, continuing a trend of zero reported liabilities since Q1'24. The most recent non-zero value was 5.72M USD in Q4'23, marking a significant decline from previous quarters. Analyzing the period from Q1'23 to Q4'25, the chart reveals a sharp rise in current contract liabilities peaking at 146.46M USD in Q2'23, followed by a rapid decrease to 80.48M USD in Q3'23 and 5.72M USD in Q4'23. From Q1'24 onward, the liabilities have remained at zero, indicating a complete elimination of current contract liabilities over the observed timeframe.