The latest data point for SOFI's EPS Diluted in Q4'25 shows a value of 0.14 USD, reflecting continued positive earnings per share amid ongoing profitability improvements. This marks a sequential increase from 0.11 USD in Q3'25, though it represents a slight year-over-year decline from the prior period's equivalent. Over the period from Q1'23 to Q4'25, EPS Diluted transitioned from negative territory (-0.05 USD in Q1'23, dipping to -0.29 USD in Q3'23) to consistent profitability starting in Q4'23 (0.04 USD), with steady growth accelerating in 2024 and 2025, peaking at 0.31 USD in Q4'24 before moderating. Year-over-year EPS growth has been volatile, with sharp declines like -222% in Q3'23 offset by strong recoveries such as 675% in Q4'24 and 700% in Q2'25, indicating an overall upward trend toward sustained earnings expansion despite occasional fluctuations. The bar chart visualization highlights this progression, while the overlaid line for YoY growth underscores the company's improving financial trajectory.