As of Q3'25, OPFI reported a net income of 41.64M USD, marking a substantial rebound from the previous quarter’s net loss of 20.78M USD. The year-over-year growth rate for this period surged to 876.43%, indicating a significant turnaround in profitability. Over the period from Q4'22 to Q3'25, OPFI’s net income demonstrated considerable volatility, with alternating quarters of profit and loss. Notable inflection points include sharp losses in Q4'23 (-5.57M USD), Q4'24 (-5.61M USD), and Q2'25 (-20.78M USD), contrasted by strong recoveries in Q1'24 (5.54M USD) and especially in Q3'25. The YoY growth rate mirrored this volatility, with dramatic swings from deep negative figures to triple-digit positive growth, highlighting an unstable but ultimately improving earnings trajectory by the latest quarter.