In Q1'26, OPFI's net income reached $28.4M USD, marking a strong positive close to the period from Q2'23 to Q1'26 and reflecting a year-over-year growth of 3.5%. The net income trend shows volatility with alternating profitable and loss-making quarters, starting with modest gains of $2.1M in Q2'23 and $2.2M in Q3'23, followed by a sharp decline to -$5.6M in Q4'23, then recovery to $5.5M in Q1'24 and $4.3M in Q3'24, before deeper losses peaking at -$20.8M in Q2'25; however, a robust turnaround occurred in the latter half, surging to $41.6M in Q3'25, $16.8M in Q4'25, and the latest $28.4M in Q1'26. YoY changes were mixed, with highs like 21.1% growth in Q1'24 contrasting steep drops such as -7.8% in Q2'25, indicating improving profitability momentum despite earlier instability. This bar and line chart highlights OPFI's path toward sustained positive earnings in recent periods.