In Q4'25, OPFI's operating cash flow reached $116.8M USD, marking a robust increase from the prior quarter's $105.1M USD and reflecting sustained positive momentum in core operations. Free cash flow for the same period stood at $111.9M USD, up from $99.9M USD in Q3'25, indicating efficient capital management and minimal drag from capital expenditures. Over the period from Q1'23 to Q4'25, both operating and free cash flows exhibited a clear upward trend, with operating cash flow growing from $65.6M USD to $116.8M USD—a compound annual growth rate implying steady expansion driven by business scaling. Notable inflection points include a temporary dip in Q1'24 for operating cash flow (to $74.4M USD) before resuming growth, while free cash flow showed greater stability, rising consistently from $63.5M USD in Q1'23 to $111.9M USD in Q4'25, underscoring improving profitability and cash generation efficiency for financial analysts to monitor.