As of Q3'25, OPFI reported a diluted EPS of 0.77 USD, marking a significant rebound from the previous quarter’s loss of -0.78 USD. The latest year-over-year EPS growth rate stands at 266.67%, highlighting a sharp turnaround in profitability. Over the period from Q4'22 to Q3'25, OPFI’s diluted EPS has exhibited considerable volatility, with notable swings between positive and negative values. After a period of modest gains in 2023, the company experienced a steep decline in Q4'23 and the first half of 2025, followed by a dramatic recovery in Q3'25. This pattern suggests ongoing earnings instability, but the recent surge in both EPS and growth rate may indicate improving financial performance heading into late 2025.