As of Q3'25, OPFI reported Cash & Short-term Investments of 210M USD and Debt of 332.76M USD. This marks a significant increase in cash holdings compared to previous quarters, while debt levels remain relatively stable. From Q4'22 to Q3'25, Cash & Short-term Investments showed moderate fluctuations before surging sharply in Q3'25 from 45.23M USD in Q2'25 to 210M USD, indicating a major liquidity event or capital raise. Debt levels, on the other hand, have remained within a narrow range between 300M USD and 360M USD throughout the period, reflecting a stable leverage profile despite the recent spike in cash reserves.