As of Q4'25, PayPal's operation income reached USD 1.51B, representing a year-over-year growth rate of 4.86%. This marks a modest increase from the previous quarter and reflects continued profitability into the end of 2025. From Q1'23 to Q4'25, PayPal's operation income exhibited a generally upward trend, with notable volatility. The most significant spike occurred in Q4'23, peaking at USD 1.73B, followed by a temporary decline in Q1'24. Year-over-year growth rates were strong through 2023, peaking above 48% in Q2'23, but gradually moderated throughout 2024 and 2025, indicating a normalization in growth after earlier surges.