Paypal holdings, inc.PYPL.US Overview

US StockFinancial Services
(No presentation for PYPL)

PYPL Overall Performance

METRIC
VALUE
vs. INDUSTRY
EPS
4.90
PE Ratio
14.42
Forward PE
13.12
PS Ratio
2.06
PB Ratio
3.34
Price-to-FCF
12.64
Gross Margin
41.68%
Net Margin
14.49%
Revenue Growth (YoY)
4.07%
Profit Growth (YoY)
9.60%
3-Year Revenue Growth
6.79%
3-Year Profit Growth
7.29%

PYPL AI Analysis & Strategy

AI Strategy

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PYPL Current Performance

0.57%

Paypal holdings, inc.

0.14%

Avg of Sector

0.32%

S&P500

PYPL Key Information

PYPL Financial Forecast

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QuarterlyEPS ForecastQoQMaxMin
2025Q1
2025Q2
2025Q3
2025Q4
2026Q1

PYPL Earnings Table

Unit : USD

QTRNon-GAAP EPSEPS YoYEPS Surprise %SalesSales YoYSales Surprise %NPM
Current
2024Q4
2024Q3
2024Q2
2024Q1

PYPL Profile

PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.

Price of PYPL

PYPL FAQ

  • When is PYPL's latest earnings report released?

    The most recent financial report for Paypal holdings, inc. (PYPL) covers the period of 2025Q2 and was published on 2025/06/30. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating PYPL's short-term business performance and financial health. For the latest updates on PYPL's earnings releases, visit this page regularly.

  • Where does PYPL fall in the P/E River chart?

    According to historical valuation range analysis, Paypal holdings, inc. (PYPL)'s current price-to-earnings (P/E) ratio is 14.59, placing it in the Undervalued zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.

  • What is the operating profit of PYPL?

    According to the latest financial report, Paypal holdings, inc. (PYPL) reported an Operating Profit of 1.5B with an Operating Margin of 18.15% this period, representing a growth of 13.51% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.

  • How is PYPL's revenue growth?

    In the latest financial report, Paypal holdings, inc. (PYPL) announced revenue of 8.29B, with a Year-Over-Year growth rate of 5.11%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.

  • How much cash does PYPL have?

    At the end of the period, Paypal holdings, inc. (PYPL) held Total Cash and Cash Equivalents of 6.69B, accounting for 0.08 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.

  • Does PYPL go with three margins increasing?

    In the latest report, Paypal holdings, inc. (PYPL) achieved the “three margins increasing” benchmark, with a gross margin of 41.4%%, operating margin of 18.15%%, and net margin of 15.2%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess PYPL's profit trajectory and future growth potential.

  • Is PYPL's EPS continuing to grow?

    According to the past four quarterly reports, Paypal holdings, inc. (PYPL)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 1.3. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.

  • What is the FCF of PYPL?

    Paypal holdings, inc. (PYPL)'s Free Cash Flow (FCF) for the period is 693M, calculated as Operating Cash Flow minus Capital Expenditures, representing a fall of 49.34% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.

  • What are the PEG ratio and PE ratio of PYPL?

    The latest valuation data shows Paypal holdings, inc. (PYPL) has a Price-To-Earnings (PE) ratio of 14.59 and a Price/Earnings-To-Growth (PEG) ratio of -18.7. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.