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PYPL Operating Expenses

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As of Q4'25, PayPal's R&D Expenses reached USD 804M, while SG&A Expenses stood at USD 1.19B. This marks the highest quarterly operating expenses for both categories within the period from Q1'23 to Q4'25. Over the observed period, both R&D and SG&A expenses exhibit a generally upward trend, with some fluctuations. R&D Expenses increased from USD 721M in Q1'23 to USD 804M in Q4'25, showing moderate growth with minor dips in certain quarters. SG&A Expenses displayed more volatility but rose from USD 943M in Q1'23 to USD 1.19B in Q4'25, with notable peaks in Q4'24 and Q4'25, indicating higher spending during year-end quarters.