As of Q2'26 (2025-12-31), AFRM reported an operating income of 118M USD, marking a significant improvement from previous quarters. The year-over-year growth rate for this period surged to 2,821.56%, highlighting a dramatic turnaround in operational performance. From Q3'23 to Q2'26, AFRM's operating income trend shows a steady recovery from deep losses, moving from -310M USD in Q3'23 to positive territory by Q4'25. The company achieved consistent quarter-over-quarter improvements, with notable inflection points in Q4'24 and Q4'25, where losses sharply narrowed and then turned into profits. The YoY growth rates accelerated throughout the period, peaking in Q2'26, indicating both a strong recovery and a low base effect from prior periods of negative income.