As of Q2'26 (2025-12-31), AFRM reported a net income of 130M USD, marking a significant improvement from previous quarters. The latest year-over-year (YoY) growth rate stands at 61.26%, highlighting continued positive momentum in profitability. Over the period from Q3'23 to Q2'26, AFRM’s net income trend shifted from consistent losses—reaching as low as -206M USD in Q4'23—to sustained profitability beginning in Q2'25. The YoY growth rate turned positive in Q1'24 and accelerated sharply, peaking at 253.41% in Q4'25. This reflects a strong turnaround and robust earnings recovery, with the company maintaining positive net income and double-digit YoY growth through the latest quarter.