Affirm holdings, inc. AFRM.US Overview
AFRM AI Analysis & Strategy
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AFRM Current Performance
-3.14%
Affirm holdings, inc.
-2.51%
Avg of Sector
-1.60%
S&P500
AFRM Key Information
AFRM Revenue by Segments
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AFRM Net Income
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AFRM Cash Flow
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AFRM Profit Margin
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AFRM PE Ratio River
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AFRM Financial Forecast
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| Quarterly | EPS Forecast | QoQ | Max | Min |
|---|---|---|---|---|
| 2025Q1 | ||||
| 2025Q2 | ||||
| 2025Q3 | ||||
| 2025Q4 | ||||
| 2026Q1 |
AFRM Earnings Table
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | |||||||
| 2024Q4 | |||||||
| 2024Q3 | |||||||
| 2024Q2 | |||||||
| 2024Q1 |
AFRM Profile
Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.
Price of AFRM
AFRM FAQ
When is AFRM's latest earnings report released?
The most recent financial report for Affirm holdings, inc. (AFRM) covers the period of 2025Q3 and was published on 2025/03/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating AFRM's short-term business performance and financial health. For the latest updates on AFRM's earnings releases, visit this page regularly.
What is the operating profit of AFRM?
According to the latest financial report, Affirm holdings, inc. (AFRM) reported an Operating Profit of -8.39M with an Operating Margin of -1.07% this period, representing a growth of 94.78% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is AFRM's revenue growth?
In the latest financial report, Affirm holdings, inc. (AFRM) announced revenue of 783.14M, with a Year-Over-Year growth rate of 35.92%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much cash does AFRM have?
At the end of the period, Affirm holdings, inc. (AFRM) held Total Cash and Cash Equivalents of 1.74B, accounting for 0.17 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does AFRM go with three margins increasing?
In the latest report, Affirm holdings, inc. (AFRM) did not achieve the “three margins increasing” benchmark, with a gross margin of 45%%, operating margin of -1.07%%, and net margin of 0.4%%. This demonstrates limited improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess AFRM's profit trajectory and future growth potential.
Is AFRM's EPS continuing to grow?
According to the past four quarterly reports, Affirm holdings, inc. (AFRM)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 0.01. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of AFRM?
Affirm holdings, inc. (AFRM)'s Free Cash Flow (FCF) for the period is 157.38M, calculated as Operating Cash Flow minus Capital Expenditures, representing a fall of 2.66% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
What are the PEG ratio and PE ratio of AFRM?
The latest valuation data shows Affirm holdings, inc. (AFRM) has a Price-To-Earnings (PE) ratio of -240.73 and a Price/Earnings-To-Growth (PEG) ratio of -13.6. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.