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UPST Revenue by Segments

Revenue by SegmentsRevenue by Segments

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In the latest data point for Q1'26, the total revenue reached 277.06M USD, primarily driven by Platform and referral fees, net at 224.62M USD. The remaining 52.45M USD was contributed by Servicing and other fees, net, reflecting continued growth across both segments. From Q2'23 to Q1'26, the revenue trend shows a significant inflection point in Q2'24, after which Platform and referral fees entered a rapid growth phase, increasing from 98.6M USD to 224.62M USD. Platform fees remain the dominant revenue driver, consistently accounting for the vast majority of the total mix, while Servicing fees stabilized before trending upward in recent quarters.