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UPST Revenue by Segments

Revenue by Segments

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In Q2'25, Upstart's (UPST) total revenue reached $240.8M USD, with Platform and referral fees, net contributing the dominant share at $202.8M USD, reflecting a robust quarterly performance driven by core lending platform activities. Servicing and other fees, net added $37.9M USD, underscoring their steady but secondary role in the overall revenue mix. From Q3'22 to Q2'25, Platform and referral fees exhibited volatility with an initial decline from $134.8M USD to a low of $77.7M USD in Q1'23, followed by gradual recovery and acceleration to $202.8M USD, indicating strengthening demand for Upstart's AI lending solutions. In contrast, Servicing and other fees showed a consistent downward trend from $44.6M USD to $31.9M USD by Q2'24 before stabilizing around $35M-$38M USD, highlighting the platform segment's growing dominance in UPST's revenue breakdown over this 13-quarter period.