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UPST Revenue by Segments

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As of Q2'25, UPST's latest revenue data shows Platform and referral fees, net at USD 202.8M and Servicing and other fees, net at USD 37.9M. Platform and referral fees, net continue to be the dominant revenue segment, accounting for the majority of total revenue in the most recent quarter. Over the period from Q3'22 to Q2'25, Platform and referral fees, net exhibited notable volatility, with a significant dip in Q1'23 (USD 77.7M) followed by a strong upward trend, reaching a peak in Q2'25. Servicing and other fees, net remained comparatively stable, fluctuating within a narrower range between USD 31.9M and USD 44.6M. The overall trend highlights a recovery and robust growth in Platform and referral fees, net, while Servicing and other fees, net maintained a steady contribution throughout the period.