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UPST EPS

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The latest data point for UPST's EPS in Q1'26 shows a value of -0.07 USD, indicating a slight return to negative territory after a period of positive earnings in the prior two quarters. This represents a modest deterioration from the Q4'25 figure of 0.19 USD, though it remains an improvement over the deeper losses seen in earlier periods like Q1'24's -0.74 USD. Over the period from Q2'23 to Q1'26, UPST's EPS exhibits a clear improving trend, transitioning from consistent quarterly losses averaging around -0.50 USD in 2023 to profitability in Q2'25 (0.06 USD) and Q3'25 (0.33 USD), before the recent dip. Year-over-year EPS growth has been volatile but predominantly positive, with standout surges such as 854% in Q3'24 and an exceptional 571% in Q3'25, underscoring accelerating momentum toward breakeven and beyond, despite occasional setbacks like the -82% decline in Q2'24. The bar chart visualization highlights this progression from red (losses) to green (gains), while the overlaid line for YoY growth emphasizes the company's path to sustained recovery.