As of Q4'25, UnitedHealth Group (UNH) reported an ROA of 0.70%, an ROE of 2.18%, and an ROIC of -0.63%. This marks a continued decline from previous quarters, with all three profitability ratios trending downward in the most recent period. From Q1'23 to Q4'25, the chart shows that UNH's ROA, ROE, and ROIC were relatively stable through 2023, followed by a sharp dip into negative territory in Q1'24, particularly for ROA and ROIC. After a partial recovery through late 2024 and early 2025, all metrics have weakened again by Q4'25, with ROIC turning negative and both ROA and ROE at their lowest points in the observed period. This trend highlights increased volatility and declining operational efficiency over the last two years.