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Unitedhealth group incorporatedUNH.US Overview

US StockHealthcare
(No presentation for UNH)

UNH Overall Performance

METRIC
VALUE
vs. INDUSTRY
EPS
23.51
PE Ratio
13.24
Forward PE
9.76
PS Ratio
0.67
PB Ratio
2.81
Price-to-FCF
11.11
Gross Margin
20.84%
Net Margin
5.04%
Revenue Growth (YoY)
9.70%
Profit Growth (YoY)
-2.57%
3-Year Revenue Growth
11.59%
3-Year Profit Growth
0.62%

UNH AI Analysis & Strategy

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UNH Current Performance

2.51%

Unitedhealth group incorporated

-0.47%

Avg of Sector

-0.64%

S&P500

UNH Key Information

UNH Financial Forecast

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QuarterlyEPS ForecastQoQMaxMin
2025Q1
2025Q2
2025Q3
2025Q4
2026Q1

UNH Earnings Table

Unit : USD

QTRNon-GAAP EPSEPS YoYEPS Surprise %SalesSales YoYSales Surprise %NPM
Current
2024Q4
2024Q3
2024Q2
2024Q1

UNH Profile

UnitedHealth Group Incorporated operates as a diversified health care company in the United States. It operates through four segments: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; health care coverage and well-being services to individuals age 50 and older addressing their needs for preventive and acute health care services, as well as services dealing with chronic disease and other specialized issues for older individuals; Medicaid plans, children's health insurance and health care programs; health and dental benefits; and hospital and clinical services. The OptumHealth segment provides access to networks of care provider specialists, health management services, care delivery, consumer engagement, and financial services. This segment serves individuals directly through care delivery systems, employers, payers, and government entities. The OptumInsight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, governments, life sciences companies, and other organizations. The OptumRx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and compounding pharmacy, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease/drug therapy management. UnitedHealth Group Incorporated was incorporated in 1977 and is based in Minnetonka, Minnesota.

Price of UNH

UNH FAQ

  • When is UNH's latest earnings report released?

    The most recent financial report for Unitedhealth group incorporated (UNH) covers the period of 2025Q2 and was published on 2025/06/30. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating UNH's short-term business performance and financial health. For the latest updates on UNH's earnings releases, visit this page regularly.

  • Where does UNH fall in the P/E River chart?

    According to historical valuation range analysis, Unitedhealth group incorporated (UNH)'s current price-to-earnings (P/E) ratio is 10.73, placing it in the Undervalued zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.

  • What is the operating profit of UNH?

    According to the latest financial report, Unitedhealth group incorporated (UNH) reported an Operating Profit of 5.15B with an Operating Margin of 4.61% this period, representing a decline of 34.6% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.

  • How is UNH's revenue growth?

    In the latest financial report, Unitedhealth group incorporated (UNH) announced revenue of 111.62B, with a Year-Over-Year growth rate of 12.91%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.

  • How much debt does UNH have?

    As of the end of the reporting period, Unitedhealth group incorporated (UNH) had total debt of 79.19B, with a debt ratio of 0.26. Long-term debt comprises a higher/lower proportion. The level of financial leverage directly impacts the company's capital structure and interest coverage. If debt is high, pay attention to interest expenses and refinancing risks. Conversely, a low-leverage structure indicates greater risk tolerance but potentially less growth flexibility.

  • How much cash does UNH have?

    At the end of the period, Unitedhealth group incorporated (UNH) held Total Cash and Cash Equivalents of 28.6B, accounting for 0.09 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.

  • Does UNH go with three margins increasing?

    In the latest report, Unitedhealth group incorporated (UNH) achieved the “three margins increasing” benchmark, with a gross margin of 17.9%%, operating margin of 4.61%%, and net margin of 3.1%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess UNH's profit trajectory and future growth potential.

  • Is UNH's EPS continuing to grow?

    According to the past four quarterly reports, Unitedhealth group incorporated (UNH)'s earnings per share (EPS) shows a declining trend, with the latest EPS at 3.76. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.

  • What is the FCF of UNH?

    Unitedhealth group incorporated (UNH)'s Free Cash Flow (FCF) for the period is 6.3B, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 6.94% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.

  • What are the PEG ratio and PE ratio of UNH?

    The latest valuation data shows Unitedhealth group incorporated (UNH) has a Price-To-Earnings (PE) ratio of 10.73 and a Price/Earnings-To-Growth (PEG) ratio of -0.45. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.