The latest data point for SOFI's Return on Sales (ROS) in Q4'25 stands at 18.08%, reflecting a solid profitability margin and marking the highest level in the observed period. From Q1'23 to Q4'25, SOFI's ROS exhibited a volatile trajectory, starting with negative values peaking at -49.69% in Q3'23 before turning positive in Q4'23 at 8.31%. The metric demonstrated steady improvement thereafter, fluctuating between 2.56% and 15.45% through 2024 and early 2025, culminating in consistent growth to 18.08% by Q4'25, indicating enhanced operational efficiency and revenue generation over the 12-quarter span.