In Q1'26, SOFI reported a Gross Margin of 84.4%, an Operating Margin of 18.9%, and a Net Profit Margin of 15.2%. These latest figures represent a continued stabilization of profitability following a period of significant volatility in early fiscal periods. From Q2'23 to Q1'26, the company's margins have shown a strong upward trajectory, transitioning from significant net losses in Q3'23 to consistent profitability. Gross Margin remained robust and grew from 81.1% to 84.4%, while Operating Margin saw a substantial recovery from a low of -49.7% to nearly 19%. The Net Profit Margin experienced a notable spike to 45.3% in Q4'24 before normalizing and maintaining a steady growth trend through the end of the period.