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As of Q4'25, SOFI's revenue surprise stands at 3.62%, while year-over-year revenue growth for the same quarter is 26.33%. This latest data point reflects a moderate positive revenue surprise and continued robust growth compared to the prior year. Over the period from Q1'23 to Q4'25, SOFI's revenue surprise percentages have shown significant volatility, with notable peaks in Q2'25 (29.73%) and Q1'24 (13.11%), as well as a negative surprise in Q1'25 (-3.44%). Revenue growth (YoY) has generally remained strong, consistently above 19%, peaking at 42.83% in Q1'23 and again at 42.82% in Q2'25. Despite fluctuations in revenue surprise, the overall trend indicates sustained high growth, though the magnitude of positive surprises has varied considerably across quarters.