The latest data point for SOFI's Revenue Surprise % in Q4'25 stands at 4.87%, indicating a modest positive surprise relative to analyst expectations, following a stronger 8.18% surprise in Q3'25. This comes after a brief negative surprise of -3.44% in Q1'25, marking the only instance of underperformance in the period. Over the timeframe from Q1'23 to Q4'25, Revenue Surprise % has shown overall volatility with a generally positive trend, fluctuating between a low of -3.44% and a high of 29.73% in Q2'25, while Revenue Growth (YoY) has remained robust and stable, ranging from 19.29% to 42.93% with an average above 30%. Key patterns include a dip in surprise percentages during mid-2023 (peaking at just 6.32% in Q3'23) before accelerating in 2024, and consistent year-over-year growth without significant declines, suggesting sustained operational momentum despite occasional expectation misses.