As of Q4'25, SOFI's EPS Surprise % stands at 0.13%, while EPS Growth (YoY) is at -0.56%. This marks a moderation from previous quarters, with both metrics remaining positive but showing signs of deceleration compared to earlier peaks within the observed period from Q1'23 to Q4'25. Over the period, SOFI's EPS Surprise % exhibited significant volatility, swinging from negative surprises in early 2023 to a sharp peak of 3.85% in Q4'23, followed by fluctuating but generally positive surprises through 2025. EPS Growth (YoY) also demonstrated pronounced variability, with notable highs of 7% in Q4'24 and 8% in Q2'25, interspersed with negative growth in Q3'23, Q1'25, and Q4'25. Overall, the data reflects a pattern of strong but inconsistent performance, with both EPS Surprise % and Growth experiencing periods of rapid acceleration and subsequent normalization.