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OPFI Operating ROA

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As of Q3'25, OPFI's latest data points show ROE at 0.84%, ROA at 0.06%, and ROIC at 0.14%. These figures represent a notable rebound from the previous quarter, where all three metrics were negative, indicating a recovery in profitability and capital efficiency. From Q4'22 to Q3'25, the chart reveals significant volatility across all three metrics, with multiple sharp declines and recoveries. Notably, both ROE and ROA experienced negative swings in Q4'23, Q4'24, and Q2'25, before rebounding strongly in Q3'25. ROIC, while generally more stable, also dipped into negative territory in early 2025 before surging to its highest level in the observed period. Overall, the data highlights a pattern of fluctuating performance, with recent quarters showing signs of renewed operational improvement.