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  • Operating ROA
  • ROS
  • Profit Margin
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OPFI Operating ROA

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The latest data point for Q1'26 shows positive performance across all metrics: ROE at 37.5%, ROA at 3.9%, and ROIC at 24.6%, indicating a strong recovery in profitability relative to equity, assets, and invested capital. Over the period from Q2'23 to Q1'26, the chart reveals volatile trends with alternating periods of growth and decline; ROE fluctuated from a high of 84.2% in Q3'25 to lows of -155.6% in Q2'25, ROA ranged between -3.1% in Q2'25 and 5.8% in Q3'25, and ROIC peaked at 24.6% in Q1'26 after dipping to -3.4% in Q1'25. Notable inflection points include sharp declines in Q4'23, Q4'24, and Q2'25, followed by robust rebounds in late 2025 and early 2026, suggesting improving operational efficiency despite ongoing instability. Overall, the metrics exhibit an upward trajectory in the most recent quarters, driven by higher returns on invested capital. ## Analysis Notes - **Trend Identification**: Volatility is evident with multiple sign changes, but the endpoint positivity highlights recovery; ROIC shows the most dramatic swings and recent strength. - **Key Insights**: Negative values in mid-periods (e.g., Q2'25) indicate potential operational challenges, while Q3'25 to Q1'26 marks a pivot to sustained positives. - **Data Handling**: Values formatted as percentages per chart data; no missing points, allowing full trend analysis over 13 quarters.