In the latest period of Q4'25, OPFI's Gross Margin stands at 66.3%, reflecting a moderate decline from the Q3'25 peak of 72.2% but remaining robust overall. Operating Margin is at 47.1%, down from 55.9% in Q3'25 yet indicative of sustained operational efficiency. Net Profit Margin, however, improved to 19.7%, a positive shift from the Q2'25 low of -20.7% and signaling stronger bottom-line performance amid volatility. Over the period from Q1'23 to Q4'25, Gross Margin has shown an overall upward trend, rising from 56.2% to 66.3% with notable peaks in Q3'24 (70.0%) and Q1'25 (73.5%), though it exhibits quarterly fluctuations without sharp declines. Operating Margin followed a similar growth trajectory, increasing from 26.4% to 47.1% and reaching a high of 50.9% in Q3'24, demonstrating consistent improvements in cost management. In contrast, Net Profit Margin has been highly volatile, fluctuating between losses (e.g., -12.5% in Q1'25) and gains, with a dramatic recovery to 39.8% in Q3'25 after earlier dips into negative territory, highlighting sensitivity to external factors or one-time events despite the broader profitability gains in gross and operating metrics.