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  • Operating ROA
  • ROS
  • Profit Margin
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NU Operating ROA

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The latest data point for Q1'26 shows an ROE of 6.93%, an ROA of 1.13%, and an ROIC of 1.13%. This represents a sequential decline across all three profitability metrics compared to the previous quarter. From Q2'23 to Q1'26, the company demonstrated an overall upward trend in profitability, with ROE climbing from 3.98% to a peak of 7.9% in Q4'25. While ROA remained relatively stable above 1% since Q2'24, ROIC experienced significant volatility, notably dropping sharply in Q2'25 and Q1'26. Despite these periodic fluctuations, the long-term trajectory indicates improved capital efficiency and asset utilization since the beginning of the period.