Nu holdings ltd. NU.US Overview
NU AI Analysis & Strategy
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NU Current Performance
3.60%
Nu holdings ltd.
-1.31%
Avg of Sector
-0.40%
S&P500
NU Key Information
NU Revenue by Segments
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NU Net Income
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NU Cash Flow
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NU Profit Margin
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NU PE Ratio River
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NU Financial Forecast
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NU Earnings Table
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | |||||||
| 2024Q4 | |||||||
| 2024Q3 | |||||||
| 2024Q2 | |||||||
| 2024Q1 |
NU Profile
Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia. It offers Nu credit and debit cards; Ultraviolet credit and debit cards; and mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones. The company provides savings solutions, such as Nu Personal Accounts, a digital account solution that supports all personal finance activities, from daily purchases and money transfers to savings; and Nu business accounts designed specifically for entrepreneur customers and their businesses. In addition, it offers NuInvest, an investment product that provides equity, fixed-income, options, and ETF products, as well as multimarket funds with curated asset allocations based on the customer's risk profile and financial position; personal unsecured loans; in-app buy now pay later' solution for Nu card customers to pay credit and debit purchases, and banking payment slips over time in up to twelve installments; and NuInsurance protecting solutions to help its customers secure life insurance and funeral benefits. The company was founded in 2013 and is headquartered in Sao Paulo, Brazil.
Price of NU
NU FAQ
When is NU's latest earnings report released?
The most recent financial report for Nu holdings ltd. (NU) covers the period of 2025Q1 and was published on 2025/03/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating NU's short-term business performance and financial health. For the latest updates on NU's earnings releases, visit this page regularly.
Where does NU fall in the P/E River chart?
According to historical valuation range analysis, Nu holdings ltd. (NU)'s current price-to-earnings (P/E) ratio is 29.48, placing it in the Undervalued zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.
What is the operating profit of NU?
According to the latest financial report, Nu holdings ltd. (NU) reported an Operating Profit of 796.2M with an Operating Margin of 24.52% this period, representing a growth of 37.62% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is NU's revenue growth?
In the latest financial report, Nu holdings ltd. (NU) announced revenue of 3.25B, with a Year-Over-Year growth rate of 18.71%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
Does NU go with three margins increasing?
In the latest report, Nu holdings ltd. (NU) achieved the “three margins increasing” benchmark, with a gross margin of 40.6%%, operating margin of 24.52%%, and net margin of 17.2%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess NU's profit trajectory and future growth potential.
Is NU's EPS continuing to grow?
According to the past four quarterly reports, Nu holdings ltd. (NU)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 0.12. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of NU?
Nu holdings ltd. (NU)'s Free Cash Flow (FCF) for the period is 1B, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 267.87% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
What are the PEG ratio and PE ratio of NU?
The latest valuation data shows Nu holdings ltd. (NU) has a Price-To-Earnings (PE) ratio of 29.48 and a Price/Earnings-To-Growth (PEG) ratio of 2.43. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.