## NU – PE Stream Chart Analysis **Current Valuation (Latest Data Point – mid-March 2026):** The most recent monthly average price for NU stands at approximately **$13.97**, which places the stock firmly **below the lowest PE boundary (PE_stream_1) of 24.4 times**, whose corresponding price boundary at this date is **$12.81**. Wait — at $13.97, the price is actually **above** the 24.4x boundary ($12.81) but still **well below** the next boundary of 115.5 times ($60.54). This positions NU in the **Undervalued-to-Value transition zone**, trading between the 24.4x and 115.5x PE boundaries. Given the extraordinarily wide spread between these PE multiples — reflecting NU's historically volatile and rapidly evolving earnings profile — the stock's current price of ~$13.97 sits just modestly above the lowest PE band of 24.4 times ($12.81), suggesting the stock is trading near the **lower bound of the Value Interval**, which is generally interpreted as a relatively attractive entry point from a PE river chart perspective. **Historical Trend Analysis (Q2'23 to Q1'26):** Since the PE stream data begins in mid-2023, NU's monthly average price has undergone a significant and sustained upward trajectory. In Q2'23, the stock traded near **$7.44**, sitting comfortably **below** even the 24.4x PE boundary (then at $0.40), meaning the stock was trading at an extreme premium relative to the then-nascent earnings base — effectively far **above the Warning zone** at that time, as all PE band price boundaries were near zero, reflecting minimal earnings. As NU's earnings grew rapidly through 2023 and into 2024, the PE stream boundaries expanded sharply upward — the 24.4x boundary rose from under $1 in Q2'23 to over $12 by late 2025 — indicating **strong and consistent earnings growth**. The stock price climbed from roughly $7–8 in Q3'23 to a peak near **$14–16** in late 2024 and again in late 2025 to early 2026, broadly tracking the upward shift in PE bands. Notably, the river chart trend is **strongly upward-sloping**, confirming robust profit expansion. By Q1'26, the price has pulled back to ~$13.97 from a recent high near $17.55 in January 2026, settling just above the 24.4x boundary — a meaningful compression from prior elevated positioning. Overall, the valuation trend reflects a company in **rapid earnings growth**, with the PE bands continuously re-rating upward; however, the extremely high PE multiples (ranging from 24.4x to 479.6x) underscore that NU remains a **high-growth, high-valuation stock** where traditional PE river chart analysis should be applied with caution, as earnings are still maturing and stabilizing.