The latest data point for NU's Operation Income in Q4'25 shows $1.06B USD, reflecting a slight quarter-over-quarter decline from $1.09B in Q3'25 but maintaining robust absolute growth over the period. This value represents a year-over-year increase of 0.38%, indicating sustained but moderating expansion in operational profitability. From Q1'23 to Q4'25, Operation Income has exhibited a strong upward trend, rising from $244M to $1.06B, with consistent quarterly gains accelerating notably in 2025—particularly a 26% jump from Q2'25 to Q3'25. Year-over-year growth rates started high at 79.6% in Q3'23 but have trended downward to below 1% by Q4'25, suggesting a maturing business with diminishing relative acceleration despite absolute increases; the bar chart highlights this progression without significant volatility or inflection points.