As of Q4'25, Bank of America ( BAC ) reported an ROA of 0.22%, an ROE of 2.52%, and an ROIC of 0.85%. These latest figures reflect a recovery from the notable declines seen in late 2023, with ROA and ROE both rebounding from their Q4'23 lows. From Q1'23 to Q4'25, the chart shows that all three profitability metrics—ROA, ROE, and ROIC—experienced significant volatility, particularly with sharp drops in Q4'23 (ROA at 0.10%, ROE at 1.08%, ROIC at 0.27%). After this trough, there was a steady upward trend through 2024, though ROIC displayed a pronounced negative spike in Q2'25 (-5.99%) before quickly recovering. Overall, the data indicates a period of instability followed by gradual improvement, with the most recent quarters showing stabilization across all metrics.