Bank of america corporation BAC.US Overview
BAC AI Analysis & Strategy
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BAC Current Performance
2.15%
Bank of america corporation
1.08%
Avg of Sector
0.54%
S&P500
BAC Key Information
BAC Revenue by Segments
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BAC Net Income
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BAC Cash Flow
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BAC Profit Margin
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BAC PE Ratio River
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BAC Financial Forecast
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BAC Earnings Table
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | |||||||
| 2024Q4 | |||||||
| 2024Q3 | |||||||
| 2024Q2 | |||||||
| 2024Q1 |
BAC Profile
Bank of America Corporation, through its subsidiaries, provides banking and financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. Its Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, noninterest-and interest-bearing checking accounts, and investment accounts and products; and credit and debit cards, residential mortgages, and home equity loans, as well as direct and indirect loans, such as automotive, recreational vehicle, and consumer personal loans. The company's Global Wealth & Investment Management segment offers investment management, brokerage, banking, and trust and retirement products and services; and wealth management solutions, as well as customized solutions, including specialty asset management services. Its Global Banking segment provides lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, such as treasury management, foreign exchange, and short-term investing options and merchant services; working capital management solutions; and debt and equity underwriting and distribution, and merger-related and other advisory services. The company's Global Markets segment offers market-making, financing, securities clearing, settlement, and custody services, as well as risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. As of December 31, 2021, it served approximately 67 million consumer and small business clients with approximately 4,200 retail financial centers; approximately 16,000 ATMs; and digital banking platforms with approximately 41 million active users. The company was founded in 1784 and is based in Charlotte, North Carolina.
Price of BAC
BAC FAQ
When is BAC's latest earnings report released?
The most recent financial report for Bank of america corporation (BAC) covers the period of 2025Q2 and was published on 2025/06/30. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating BAC's short-term business performance and financial health. For the latest updates on BAC's earnings releases, visit this page regularly.
Where does BAC fall in the P/E River chart?
According to historical valuation range analysis, Bank of america corporation (BAC)'s current price-to-earnings (P/E) ratio is 12.68, placing it in the Watch zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning optimistic. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.
What is the operating profit of BAC?
According to the latest financial report, Bank of america corporation (BAC) reported an Operating Profit of 7.69B with an Operating Margin of 16.47% this period, representing a decline of 15.22% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is BAC's revenue growth?
In the latest financial report, Bank of america corporation (BAC) announced revenue of 46.67B, with a Year-Over-Year growth rate of 83.89%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much debt does BAC have?
As of the end of the reporting period, Bank of america corporation (BAC) had total debt of 361.31B, with a debt ratio of 0.1. Long-term debt comprises a higher/lower proportion. The level of financial leverage directly impacts the company's capital structure and interest coverage. If debt is high, pay attention to interest expenses and refinancing risks. Conversely, a low-leverage structure indicates greater risk tolerance but potentially less growth flexibility.
How much cash does BAC have?
At the end of the period, Bank of america corporation (BAC) held Total Cash and Cash Equivalents of 266.01B, accounting for 0.08 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does BAC go with three margins increasing?
In the latest report, Bank of america corporation (BAC) did not achieve the “three margins increasing” benchmark, with a gross margin of 100.53%%, operating margin of 31.35%%, and net margin of -31.95%%. This demonstrates limited improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess BAC's profit trajectory and future growth potential.
Is BAC's EPS continuing to grow?
According to the past four quarterly reports, Bank of america corporation (BAC)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 0.9. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of BAC?
Bank of america corporation (BAC)'s Free Cash Flow (FCF) for the period is -2.18B, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 85.95% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
What are the PEG ratio and PE ratio of BAC?
The latest valuation data shows Bank of america corporation (BAC) has a Price-To-Earnings (PE) ratio of 12.68 and a Price/Earnings-To-Growth (PEG) ratio of 1.44. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.