As of Q2'26 (2025-12-31), AFRM reported a Gross Margin of 48.3%, an Operating Margin of 10.5%, and a Net Profit Margin of 11.5%. This marks a notable improvement across all profitability metrics compared to previous quarters, with both Operating and Net Profit Margins turning positive in recent periods. From Q3'23 to Q2'26, the chart reveals a consistent upward trend in profitability for AFRM. Gross Margin remained relatively stable, fluctuating between 40% and 49%, while Operating Margin improved significantly from -81.4% in Q3'23 to 10.5% in Q2'26. Net Profit Margin followed a similar trajectory, moving from -54% to 11.5%, indicating a successful transition from losses to profitability over the observed period.