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As of Q2'26 (2025-12-31), AFRM reported an EPS Surprise % of 32.46% and an EPS Growth (YoY) of 56%. This marks a significant positive deviation from analyst expectations and continued year-over-year earnings growth in the latest quarter. Over the period from Q3'23 to Q2'26, AFRM's EPS Surprise % exhibited high volatility, with notable negative surprises in Q2'25 (-209.52%) and Q3'25 (-111.11%), followed by a sharp recovery to positive territory in Q4'25 (61.94%) and Q1'26 (109.09%). EPS Growth (YoY) transitioned from deep negative in early 2023 to strong positive growth from late 2023 onward, peaking at 250% in Q4'25 and maintaining robust levels through Q1'26 before moderating. This trend indicates a turnaround in earnings performance, with recent quarters reflecting both improving profitability and outperformance relative to expectations. The data covers quarterly results from Q3'23 to Q2'26.