For the latest data point in Q2'26, Visa reported a significant increase in its efficiency metrics, with ROE reaching 16.88%, ROIC at 10.39%, and ROA at 6.33%. These figures represent the highest performance levels recorded throughout the observed period, reflecting strong capital utilization and profitability. From Q3'23 to Q2'26, the chart illustrates an overall upward trend in all three metrics despite some quarterly volatility. Notable dips occurred in Q2'24 and Q2'25, but the company consistently rebounded, showing a particularly sharp acceleration in growth starting from Q1'26. The widening gap between ROE and ROA suggests effective use of financial leverage to enhance shareholder returns over this timeframe.