As of Q4'25 (2025-09-30), Visa's latest reported EPS stands at USD 2.62, with a year-over-year EPS growth rate of -1.13%. This marks a slight decrease from the previous quarter's EPS of USD 2.69 and reflects a marginal contraction in earnings growth. Over the period from Q2'23 to Q4'25, Visa's EPS has generally trended upward, rising from USD 2.04 to a peak of USD 2.69 in Q3'25 before a modest pullback. EPS growth rates were robust through 2023 and 2024, consistently above 12%, but have decelerated in 2025, turning slightly negative by Q4'25. This suggests a period of strong earnings expansion followed by a stabilization and potential headwind in growth momentum toward the end of the period.