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Univest financial corporationUVSP.US Overview

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UVSP Recent Performance

1.28%

Univest financial corporation

1.79%

Avg of Sector

-0.31%

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UVSP Key Information

UVSP Financial Forecast

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QuarterlyEPS ForecastQoQMaxMin
2026Q1
2026Q2
2026Q3
2026Q4
2027Q1

UVSP Profile

Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking products and services primarily in Pennsylvania. It operates through three segments: Banking, Wealth Management, and Insurance. The Banking segment provides a range of banking services, such as deposit taking, loan origination and servicing, mortgage banking, other general banking, and equipment lease financing services for individuals, businesses, municipalities, and nonprofit organizations. The Wealth Management segment offers investment advisory, financial planning, and trust and brokerage services for private families and individuals, municipal pension plans, retirement plans, and trusts and guardianships. The Insurance segment provides commercial property and casualty insurance, employee benefits solutions, personal insurance lines, and human resources consulting services. It serves customers primarily in Bucks, Berks, Chester, Cumberland, Dauphin, Delaware, Lancaster, Lehigh, Montgomery, Northampton, Philadelphia, and York counties in Pennsylvania; and Atlantic, Burlington, and Cape May counties in New Jersey through 37 banking offices. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania.

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UVSP FAQ

This disclaimer is provided by TradingValley Inc. and includes any messages, news, research, analysis, prices or other information provided by the Company's website, the application "Growin App" and other services provided through the Company's website. It is only general market information for educational and investment decision-making reference, and does not constitute any investment advice. View Growin Disclaimer

UVSP Earnings Table

Unit : USD

QTRNon-GAAP EPSEPS YoYEPS Surprise %SalesSales YoYSales Surprise %NPM
Current
2025Q4
2025Q3
2025Q2
2025Q1
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
3.19
PE Ratio (TTM)
10.72
Forward PE
12.03
PS Ratio (TTM)
3.04
PB Ratio
1.05
Price-to-FCF
9.97
METRIC
VALUE
vs. INDUSTRY
Gross Margin
100.00%
Net Margin
28.69%
Revenue Growth (YoY)
7.88%
Profit Growth (YoY)
7.88%
3-Year Revenue Growth
1.90%
3-Year Profit Growth
1.90%
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
3.19
PE Ratio (TTM)
10.72
Forward PE
12.03
PS Ratio (TTM)
3.04
PB Ratio
1.05
Price-to-FCF
9.97
Gross Margin
100.00%
Net Margin
28.69%
Revenue Growth (YoY)
7.88%
Profit Growth (YoY)
7.88%
3-Year Revenue Growth
1.90%
3-Year Profit Growth
1.90%

  • When is UVSP's latest earnings report released?

    The most recent financial report for Univest financial corporation (UVSP) covers the period of 2025Q4 and was published on 2025/12/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating UVSP's short-term business performance and financial health. For the latest updates on UVSP's earnings releases, visit this page regularly.

  • Where does UVSP fall in the P/E River chart?

    According to historical valuation range analysis, Univest financial corporation (UVSP)'s current price-to-earnings (P/E) ratio is 10.47, placing it in the Watch zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning optimistic. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.

  • What is the operating profit of UVSP?

    According to the latest financial report, Univest financial corporation (UVSP) reported an Operating Profit of 28.72M with an Operating Margin of 35.27% this period, representing a growth of 20.84% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.

  • How is UVSP's revenue growth?

    In the latest financial report, Univest financial corporation (UVSP) announced revenue of 81.43M, with a Year-Over-Year growth rate of 9.41%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.

  • How much debt does UVSP have?

    As of the end of the reporting period, Univest financial corporation (UVSP) had total debt of 351.81M, with a debt ratio of 0.04. Long-term debt comprises a higher/lower proportion. The level of financial leverage directly impacts the company's capital structure and interest coverage. If debt is high, pay attention to interest expenses and refinancing risks. Conversely, a low-leverage structure indicates greater risk tolerance but potentially less growth flexibility.

  • How much cash does UVSP have?

    At the end of the period, Univest financial corporation (UVSP) held Total Cash and Cash Equivalents of 553.71M, accounting for 0.07 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.

  • Does UVSP go with three margins increasing?

    In the latest report, Univest financial corporation (UVSP) achieved the “three margins increasing” benchmark, with a gross margin of 100%%, operating margin of 35.27%%, and net margin of 27.9%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess UVSP's profit trajectory and future growth potential.

  • Is UVSP's EPS continuing to grow?

    According to the past four quarterly reports, Univest financial corporation (UVSP)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 0.8. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.

  • What is the FCF of UVSP?

    Univest financial corporation (UVSP)'s Free Cash Flow (FCF) for the period is 29.98M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 9.74% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.

  • What are the PEG ratio and PE ratio of UVSP?

    The latest valuation data shows Univest financial corporation (UVSP) has a Price-To-Earnings (PE) ratio of 10.47 and a Price/Earnings-To-Growth (PEG) ratio of -1.01. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.