The latest data point for UPST's Revenue Surprise % in Q4'25 stands at 9.36%, indicating a positive deviation from analyst expectations following a modest -0.93% in Q3'25. Meanwhile, the Revenue Growth (YoY) for the same period is 35.22%, reflecting robust year-over-year expansion despite some quarterly fluctuations. Over the period from Q1'23 to Q4'25, Revenue Surprise % has shown a volatile but improving trend, starting with a significant miss of -5.54% in Q1'23, dipping into negative territory through much of 2023 and Q2'25 (reaching a low of -8.44% in Q2'25), before turning consistently positive from Q1'24 onward with notable peaks at 16.14% in Q4'24. Revenue Growth (YoY) exhibited a dramatic recovery, shifting from deep contractions averaging -30% in early 2023 quarters to strong expansions exceeding 35% in most 2025 quarters, with a standout 101.59% surge in Q2'25, underscoring UPST's accelerating performance amid market challenges.