Truist financial corporation TFC-PI.US Overview
TFC-PI AI Analysis & Strategy
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TFC-PI Current Performance
-0.48%
Truist financial corporation
-1.31%
Avg of Sector
-0.40%
S&P500
TFC-PI Key Information
TFC-PI Revenue by Segments
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TFC-PI Net Income
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TFC-PI Cash Flow
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TFC-PI Profit Margin
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TFC-PI PE Ratio River
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TFC-PI Financial Forecast
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TFC-PI Earnings Table
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | |||||||
| 2024Q4 | |||||||
| 2024Q3 | |||||||
| 2024Q2 | |||||||
| 2024Q1 |
TFC-PI Profile
Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; automobile lending; bankcard lending; consumer finance; home equity and mortgage lending; insurance, such as property and casualty, life, health, employee benefits, workers compensation and professional liability, surety coverage, title, and other insurance products; investment brokerage; mobile/online banking; and payment, lease financing, small business lending, and wealth management/private banking services. In addition, it offers association, capital market, institutional trust, insurance premium and commercial finance, international banking, leasing, merchant, commercial deposit and treasury, government finance, commercial middle market lending, small business and student lending, floor plan and commercial mortgage lending, mortgage warehouse lending, private equity investment, real estate lending, and supply chain financing services. Further, the company provides corporate and investment banking, retail and wholesale brokerage, securities underwriting, and investment advisory services. As of December 31, 2021, the company operated through 2,517 banking offices. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.
Price of TFC-PI
TFC-PI FAQ
When is TFC-PI's latest earnings report released?
The most recent financial report for Truist financial corporation (TFC-PI) covers the period of 2025Q1 and was published on 2025/03/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating TFC-PI's short-term business performance and financial health. For the latest updates on TFC-PI's earnings releases, visit this page regularly.
Where does TFC-PI fall in the P/E River chart?
According to historical valuation range analysis, Truist financial corporation (TFC-PI)'s current price-to-earnings (P/E) ratio is 11.19, placing it in the Undervalued zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.
What is the operating profit of TFC-PI?
According to the latest financial report, Truist financial corporation (TFC-PI) reported an Operating Profit of 1.54B with an Operating Margin of 20.8% this period, representing a growth of 12.45% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is TFC-PI's revenue growth?
In the latest financial report, Truist financial corporation (TFC-PI) announced revenue of 7.38B, with a Year-Over-Year growth rate of -3.28%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much debt does TFC-PI have?
As of the end of the reporting period, Truist financial corporation (TFC-PI) had total debt of 55.76B, with a debt ratio of 0.12. Long-term debt comprises a higher/lower proportion. The level of financial leverage directly impacts the company's capital structure and interest coverage. If debt is high, pay attention to interest expenses and refinancing risks. Conversely, a low-leverage structure indicates greater risk tolerance but potentially less growth flexibility.
How much cash does TFC-PI have?
At the end of the period, Truist financial corporation (TFC-PI) held Total Cash and Cash Equivalents of 42.17B, accounting for 0.08 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does TFC-PI go with three margins increasing?
In the latest report, Truist financial corporation (TFC-PI) achieved the “three margins increasing” benchmark, with a gross margin of 100%%, operating margin of 30.93%%, and net margin of 25.22%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess TFC-PI's profit trajectory and future growth potential.
Is TFC-PI's EPS continuing to grow?
According to the past four quarterly reports, Truist financial corporation (TFC-PI)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 0.88. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of TFC-PI?
Truist financial corporation (TFC-PI)'s Free Cash Flow (FCF) for the period is 746M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 175.35% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
What are the PEG ratio and PE ratio of TFC-PI?
The latest valuation data shows Truist financial corporation (TFC-PI) has a Price-To-Earnings (PE) ratio of 11.19 and a Price/Earnings-To-Growth (PEG) ratio of -1.4. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.