Texas capital bancshares, inc. TCBI.US Overview
TCBI AI Analysis & Strategy
Browsing restrictions can be lifted for a fee.
TCBI Current Performance
-3.63%
Texas capital bancshares, inc.
0.05%
Avg of Sector
-1.60%
S&P500
TCBI Key Information
TCBI Revenue by Segments
Browsing restrictions can be lifted for a fee.
TCBI Net Income
Browsing restrictions can be lifted for a fee.
TCBI Cash Flow
Browsing restrictions can be lifted for a fee.
TCBI Profit Margin
Browsing restrictions can be lifted for a fee.
TCBI PE Ratio River
Browsing restrictions can be lifted for a fee.
TCBI Financial Forecast
Browsing restrictions can be lifted for a fee.
| Quarterly | EPS Forecast | QoQ | Max | Min |
|---|---|---|---|---|
| 2025Q1 | ||||
| 2025Q2 | ||||
| 2025Q3 | ||||
| 2025Q4 | ||||
| 2026Q1 |
TCBI Earnings Table
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | |||||||
| 2024Q4 | |||||||
| 2024Q3 | |||||||
| 2024Q2 | |||||||
| 2024Q1 |
TCBI Profile
Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking, consumer banking, investment banking, and wealth management services. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as information, wire transfer initiation, ACH initiation, account transfer, and service integration services; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing working capital, internal growth, acquisitions, and business insurance premiums, as well as consumer loans; loans to exploration and production companies; mortgage finance loans; commercial real estate and residential homebuilder finance loans; first and second lien loans for the purpose of purchasing or constructing 1-4 family residential dwellings, as well as home equity revolving lines of credit and loans to purchase lots for future construction of 1-4 family residential dwellings; and real estate loans originated through a small business administration program, as well as equipment finance and leasing services, and letters of credit. In addition, it offers online and mobile banking, and debit and credit card services; escrow services; personal wealth management and trust services; and depositors American Airlines AAdvantage miles. It operates in Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was incorporated in 1996 and is headquartered in Dallas, Texas.
Price of TCBI
TCBI FAQ
When is TCBI's latest earnings report released?
The most recent financial report for Texas capital bancshares, inc. (TCBI) covers the period of 2025Q2 and was published on 2025/06/30. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating TCBI's short-term business performance and financial health. For the latest updates on TCBI's earnings releases, visit this page regularly.
Where does TCBI fall in the P/E River chart?
According to historical valuation range analysis, Texas capital bancshares, inc. (TCBI)'s current price-to-earnings (P/E) ratio is 35.04, placing it in the Undervalued zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.
What is the operating profit of TCBI?
According to the latest financial report, Texas capital bancshares, inc. (TCBI) reported an Operating Profit of 102.19M with an Operating Margin of 34.94% this period, representing a growth of 74.39% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is TCBI's revenue growth?
In the latest financial report, Texas capital bancshares, inc. (TCBI) announced revenue of 292.46M, with a Year-Over-Year growth rate of 18.4%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much debt does TCBI have?
As of the end of the reporting period, Texas capital bancshares, inc. (TCBI) had total debt of 1.87B, with a debt ratio of 0.06. Short-term debt comprises a higher/lower proportion. The level of financial leverage directly impacts the company's capital structure and interest coverage. If debt is high, pay attention to interest expenses and refinancing risks. Conversely, a low-leverage structure indicates greater risk tolerance but potentially less growth flexibility.
How much cash does TCBI have?
At the end of the period, Texas capital bancshares, inc. (TCBI) held Total Cash and Cash Equivalents of 2.69B, accounting for 0.08 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does TCBI go with three margins increasing?
In the latest report, Texas capital bancshares, inc. (TCBI) achieved the “three margins increasing” benchmark, with a gross margin of 100%%, operating margin of 34.94%%, and net margin of 25%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess TCBI's profit trajectory and future growth potential.
Is TCBI's EPS continuing to grow?
According to the past four quarterly reports, Texas capital bancshares, inc. (TCBI)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 1.59. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of TCBI?
Texas capital bancshares, inc. (TCBI)'s Free Cash Flow (FCF) for the period is 57.45M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 402.26% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
What are the PEG ratio and PE ratio of TCBI?
The latest valuation data shows Texas capital bancshares, inc. (TCBI) has a Price-To-Earnings (PE) ratio of 35.04 and a Price/Earnings-To-Growth (PEG) ratio of 0.17. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.