The latest data point for SOFI shows a P/B Ratio of 1.898 for the fiscal period Q1'26. This reflects a continued decline from the preceding quarters as the valuation multiples undergo a period of adjustment. The chart data from Q2'23 to Q1'26 reveals a volatile but ultimately upward-shifting trend in valuation, peaking at 3.854 in Q2'25. After maintaining relatively stable levels between 1.161 and 1.707 during the 2023 to early 2024 periods, the ratio experienced a significant surge starting in Q3'24, though it has since retraced from its mid-2025 highs. Despite the recent correction observed from Q3'25 through Q1'26, the current ratio remains higher than the lows recorded in early 2024.