Chicago atlantic real estate finance, inc. REFI.US Overview
REFI AI Analysis & Strategy
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REFI Current Performance
-1.72%
Chicago atlantic real estate finance, inc.
-1.16%
Avg of Sector
-0.40%
S&P500
REFI Key Information
REFI Revenue by Segments
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REFI Net Income
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REFI Cash Flow
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REFI Profit Margin
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REFI PE Ratio River
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REFI Financial Forecast
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REFI Earnings Table
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | |||||||
| 2024Q4 | |||||||
| 2024Q3 | |||||||
| 2024Q2 | |||||||
| 2024Q1 |
REFI Profile
Chicago Atlantic Real Estate Finance, Inc. operates as a commercial real estate finance company in the United States. It originates, structures, and invests in first mortgage loans and alternative structured financings secured by commercial real estate properties. The company offers senior loans to state-licensed operators and property owners in the cannabis industry. It has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was incorporated in 2021 and is based in Chicago, Illinois.
Price of REFI
REFI FAQ
When is REFI's latest earnings report released?
The most recent financial report for Chicago atlantic real estate finance, inc. (REFI) covers the period of 2025Q1 and was published on 2025/03/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating REFI's short-term business performance and financial health. For the latest updates on REFI's earnings releases, visit this page regularly.
Where does REFI fall in the P/E River chart?
According to historical valuation range analysis, Chicago atlantic real estate finance, inc. (REFI)'s current price-to-earnings (P/E) ratio is 8.01, placing it in the Watch zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning optimistic. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.
What is the operating profit of REFI?
According to the latest financial report, Chicago atlantic real estate finance, inc. (REFI) reported an Operating Profit of 10.04M with an Operating Margin of 76.99% this period, representing a growth of 14.98% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is REFI's revenue growth?
In the latest financial report, Chicago atlantic real estate finance, inc. (REFI) announced revenue of 13.04M, with a Year-Over-Year growth rate of -1.49%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much cash does REFI have?
At the end of the period, Chicago atlantic real estate finance, inc. (REFI) held Total Cash and Cash Equivalents of 9.88M, accounting for 0.02 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does REFI go with three margins increasing?
In the latest report, Chicago atlantic real estate finance, inc. (REFI) achieved the “three margins increasing” benchmark, with a gross margin of 86.7%%, operating margin of 76.99%%, and net margin of 77%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess REFI's profit trajectory and future growth potential.
What is the FCF of REFI?
Chicago atlantic real estate finance, inc. (REFI)'s Free Cash Flow (FCF) for the period is 7.63M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 10.22% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
What are the PEG ratio and PE ratio of REFI?
The latest valuation data shows Chicago atlantic real estate finance, inc. (REFI) has a Price-To-Earnings (PE) ratio of 8.01 and a Price/Earnings-To-Growth (PEG) ratio of 0.45. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.