When is QFIN's latest earnings report released?
The most recent financial report for Qfin holdings, inc. (QFIN) covers the period of 2025Q3 and was published on 2025/09/30. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating QFIN's short-term business performance and financial health. For the latest updates on QFIN's earnings releases, visit this page regularly.
Where does QFIN fall in the P/E River chart?
According to historical valuation range analysis, Qfin holdings, inc. (QFIN)'s current price-to-earnings (P/E) ratio is 2.6, placing it in the Undervalued zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.
What is the operating profit of QFIN?
According to the latest financial report, Qfin holdings, inc. (QFIN) reported an Operating Profit of 1.7B with an Operating Margin of 32.66% this period, representing a decline of 25.73% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is QFIN's revenue growth?
In the latest financial report, Qfin holdings, inc. (QFIN) announced revenue of 5.21B, with a Year-Over-Year growth rate of 19.12%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much debt does QFIN have?
As of the end of the reporting period, Qfin holdings, inc. (QFIN) had total debt of 6.33B, with a debt ratio of 0.1. Long-term debt comprises a higher/lower proportion. The level of financial leverage directly impacts the company's capital structure and interest coverage. If debt is high, pay attention to interest expenses and refinancing risks. Conversely, a low-leverage structure indicates greater risk tolerance but potentially less growth flexibility.
How much cash does QFIN have?
At the end of the period, Qfin holdings, inc. (QFIN) held Total Cash and Cash Equivalents of 9.63B, accounting for 0.16 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does QFIN go with three margins increasing?
In the latest report, Qfin holdings, inc. (QFIN) achieved the “three margins increasing” benchmark, with a gross margin of 82.6%%, operating margin of 32.66%%, and net margin of 27.6%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess QFIN's profit trajectory and future growth potential.
Is QFIN's EPS continuing to grow?
According to the past four quarterly reports, Qfin holdings, inc. (QFIN)'s earnings per share (EPS) shows a declining trend, with the latest EPS at 10.96. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of QFIN?
Qfin holdings, inc. (QFIN)'s Free Cash Flow (FCF) for the period is 2.5B, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 5.46% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
