Prudential financial, inc.PRU.US Overview
PRU Overall Performance
PRU AI Analysis & Strategy
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PRU Current Performance
1.25%
Prudential financial, inc.
0.76%
Avg of Sector
0.85%
S&P500
PRU Key Information
PRU Financial Forecast
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| Quarterly | EPS Forecast | QoQ | Max | Min |
|---|---|---|---|---|
| 2025Q1 | ||||
| 2025Q2 | ||||
| 2025Q3 | ||||
| 2025Q4 | ||||
| 2026Q1 |
PRU Earnings Table
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | |||||||
| 2024Q4 | |||||||
| 2024Q3 | |||||||
| 2024Q2 | |||||||
| 2024Q1 |
PRU Profile
Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally. It operates through eight segments: PGIM, Retirement, Group Insurance, Individual Annuities, Individual Life, Assurance IQ, International Businesses, and Closed Block. The company offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its general account. It also provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; and group life, long-term and short-term group disability, and group corporate-, bank-, and trust-owned life insurance in the United States, primarily to institutional clients for use in connection with employee and membership benefits plans, as well as sells accidental death and dismemberment, and other supplemental health solutions; and provides plan administration services in connection with its insurance coverages. In addition, the company develops and distributes individual variable and fixed annuity products, principally to the mass affluent and affluent markets; and individual variable, term, and universal life insurance products to the mass middle, mass affluent, and affluent markets in the United States. Further, it provides third-party life, health, Medicare, property and casualty, and term life products to retail shoppers through its digital and independent agent channels. The company offers its products and services to individual and institutional customers through its proprietary and third-party distribution networks. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.
Price of PRU
PRU FAQ
When is PRU's latest earnings report released?
The most recent financial report for Prudential financial, inc. (PRU) covers the period of 2025Q2 and was published on 2025/06/30. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating PRU's short-term business performance and financial health. For the latest updates on PRU's earnings releases, visit this page regularly.
Where does PRU fall in the P/E River chart?
According to historical valuation range analysis, Prudential financial, inc. (PRU)'s current price-to-earnings (P/E) ratio is 22.35, placing it in the Undervalued zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.
What is the operating profit of PRU?
According to the latest financial report, Prudential financial, inc. (PRU) reported an Operating Profit of 740M with an Operating Margin of 5.39% this period, representing a decline of 47.7% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is PRU's revenue growth?
In the latest financial report, Prudential financial, inc. (PRU) announced revenue of 13.73B, with a Year-Over-Year growth rate of -7.77%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much debt does PRU have?
As of the end of the reporting period, Prudential financial, inc. (PRU) had total debt of 29.99B, with a debt ratio of 0.04. Long-term debt comprises a higher/lower proportion. The level of financial leverage directly impacts the company's capital structure and interest coverage. If debt is high, pay attention to interest expenses and refinancing risks. Conversely, a low-leverage structure indicates greater risk tolerance but potentially less growth flexibility.
How much cash does PRU have?
At the end of the period, Prudential financial, inc. (PRU) held Total Cash and Cash Equivalents of 16.64B, accounting for 0.02 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does PRU go with three margins increasing?
In the latest report, Prudential financial, inc. (PRU) achieved the “three margins increasing” benchmark, with a gross margin of 31.5%%, operating margin of 5.39%%, and net margin of 3.9%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess PRU's profit trajectory and future growth potential.
Is PRU's EPS continuing to grow?
According to the past four quarterly reports, Prudential financial, inc. (PRU)'s earnings per share (EPS) shows a declining trend, with the latest EPS at 1.49. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of PRU?
Prudential financial, inc. (PRU)'s Free Cash Flow (FCF) for the period is 1.16B, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 895.89% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
What are the PEG ratio and PE ratio of PRU?
The latest valuation data shows Prudential financial, inc. (PRU) has a Price-To-Earnings (PE) ratio of 22.35 and a Price/Earnings-To-Growth (PEG) ratio of -0.74. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.