Palomar holdings, inc. PLMR.US Overview
PLMR AI Analysis & Strategy
Analysis Conclusion
The stock has been awarded the top rating for its value, but its dividend score is below 2. If the company starts distributing dividends, it may yield even better investment results.
PLMR Current Performance
-1.56%
Palomar holdings, inc.
-0.90%
Avg of Sector
-0.79%
S&P500
PLMR Key Information
PLMR Financial Forecast
Unit : USD
PLMR Earnings Table
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | 1.87 | 71.6% | 17.6% | 174.63M | 47.3% | 2.5% | 22.4% |
| 2024Q3 | 1.52 | 36.9% | 24.6% | 155.64M | 47.7% | 11.8% | 20.5% |
| 2024Q2 | 1.23 | 33.7% | 19.4% | 148.5M | 63.3% | -60.7% | 19.6% |
| 2024Q1 | 1.25 | 45.3% | 14.7% | 131.4M | 45.4% | -61.2% | 22.3% |
| 2023Q4 | 1.09 | 36.2% | 16% | 118.54M | 32.9% | -63.7% | 24.6% |
PLMR Profile
Palomar Holdings, Inc., an insurance holding company, provides specialty property insurance to residential and commercial customers. The company offers personal and commercial specialty property insurance products, including residential and commercial earthquake, commercial all risk, specialty homeowners, inland marine, Hawaii hurricane, and residential flood, as well as other products, such as assumed reinsurance, commercial flood, real estate error and omission, and real estate investor products. It markets and distributes its products through retail agents, wholesale brokers, program administrators, and carrier partnerships. The company was formerly known as GC Palomar Holdings. Palomar Holdings, Inc. was incorporated in 2013 and is headquartered in La Jolla, California.
Price of PLMR
PLMR FAQ
When is PLMR's latest earnings report released?
The most recent financial report for Palomar holdings, inc. (PLMR) covers the period of 2025Q1 and was published on 2025/03/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating PLMR’s short-term business performance and financial health. For the latest updates on PLMR’s earnings releases, visit this page regularly.
Where does PLMR fall in the P/E River chart?
According to historical valuation range analysis, Palomar holdings, inc. (PLMR)’s current price-to-earnings (P/E) ratio is 31.17, placing it in the Undervalued zone on the P/E River chart. This level indicates that the market’s expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company’s fundamentals and its position in the industry cycle to validate whether the valuation is justified.
What is the operating profit of PLMR?
According to the latest financial report, Palomar holdings, inc. (PLMR) reported an Operating Profit of 53.8M with an Operating Margin of 30.81% this period, representing a growth of 53.29% compared to the same period last year. Operating Profit reflects the company’s core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is PLMR's revenue growth?
In the latest financial report, Palomar holdings, inc. (PLMR) announced revenue of 174.63M, with a Year-Over-Year growth rate of 47.33%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much cash does PLMR have?
At the end of the period, Palomar holdings, inc. (PLMR) held Total Cash and Cash Equivalents of 119.33M, accounting for 0.05 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does PLMR go with three margins increasing?
In the latest report, Palomar holdings, inc. (PLMR) achieved the “three margins increasing” benchmark, with a gross margin of 77.8%%, operating margin of 30.81%%, and net margin of 24.6%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess PLMR’s profit trajectory and future growth potential.
Is PLMR's EPS continuing to grow?
According to the past four quarterly reports, Palomar holdings, inc. (PLMR)’s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 1.61. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of PLMR?
Palomar holdings, inc. (PLMR)’s Free Cash Flow (FCF) for the period is 85.76M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 169.52% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
What are the PEG ratio and PE ratio of PLMR?
The latest valuation data shows Palomar holdings, inc. (PLMR) has a Price-To-Earnings (PE) ratio of 31.17 and a Price/Earnings-To-Growth (PEG) ratio of 1.21. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.