
Browsing restrictions can be lifted for a fee.
4.09%
Pagaya technologies ltd.
0.66%
Avg of Sector
-0.31%
S&P500

Browsing restrictions can be lifted for a fee.
| Quarterly | EPS Forecast | QoQ | Max | Min |
|---|---|---|---|---|
| 2026Q1 | ||||
| 2026Q2 | ||||
| 2026Q3 | ||||
| 2026Q4 | ||||
| 2027Q1 |
Pagaya Technologies Ltd. operates as a financial technology company in United the States, Israel, and the Cayman Islands. It offers AI-driven credit and analysis technology that assists partners to originate credit and other assets, enables real-time customer credit evaluation, and connects investors, partners, and their customers. Its partner portfolio includes high-growth financial technology companies, incumbent financial institutions, auto finance providers, brokers and agents, and credit unions. The company was founded in 2016 and is based in Tel Aviv, Israel.
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | |||||||
| 2025Q4 | |||||||
| 2025Q3 | |||||||
| 2025Q2 | |||||||
| 2025Q1 |
The most recent financial report for Pagaya technologies ltd. (PGYWW) covers the period of 2025Q4 and was published on 2025/12/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating PGYWW's short-term business performance and financial health. For the latest updates on PGYWW's earnings releases, visit this page regularly.
According to historical valuation range analysis, Pagaya technologies ltd. (PGYWW)'s current price-to-earnings (P/E) ratio is 25.86, placing it in the Undervalued zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.
According to the latest financial report, Pagaya technologies ltd. (PGYWW) reported an Operating Profit of 65.94M with an Operating Margin of 20.54% this period, representing a growth of 107.77% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
In the latest financial report, Pagaya technologies ltd. (PGYWW) announced revenue of 321.04M, with a Year-Over-Year growth rate of 16.46%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
At the end of the period, Pagaya technologies ltd. (PGYWW) held Total Cash and Cash Equivalents of 288.35M, accounting for 0.19 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
In the latest report, Pagaya technologies ltd. (PGYWW) achieved the “three margins increasing” benchmark, with a gross margin of 40.99%%, operating margin of 23.52%%, and net margin of 6.63%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess PGYWW's profit trajectory and future growth potential.
According to the past four quarterly reports, Pagaya technologies ltd. (PGYWW)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 0.42. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
Pagaya technologies ltd. (PGYWW)'s Free Cash Flow (FCF) for the period is 76.71M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 239.62% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
The latest valuation data shows Pagaya technologies ltd. (PGYWW) has a Price-To-Earnings (PE) ratio of 25.86 and a Price/Earnings-To-Growth (PEG) ratio of 0.74. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.