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Pagaya technologies ltd.PGY.US Overview

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PGY Recent Performance

2.06%

Pagaya technologies ltd.

0.66%

Avg of Sector

-0.31%

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PGY Key Information

PGY Financial Forecast

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QuarterlyEPS ForecastQoQMaxMin
2026Q1
2026Q2
2026Q3
2026Q4
2027Q1

PGY Profile

Pagaya Technologies Ltd. operates as a financial technology company in Israel, the United States, and the Cayman Islands. It develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include high-growth financial technology companies, incumbent financial institutions, auto finance providers, and brokers. The company was founded in 2016 and is headquartered in Tel Aviv, Israel.

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PGY FAQ

This disclaimer is provided by TradingValley Inc. and includes any messages, news, research, analysis, prices or other information provided by the Company's website, the application "Growin App" and other services provided through the Company's website. It is only general market information for educational and investment decision-making reference, and does not constitute any investment advice. View Growin Disclaimer

PGY Earnings Table

Unit : USD

QTRNon-GAAP EPSEPS YoYEPS Surprise %SalesSales YoYSales Surprise %NPM
Current
2025Q4
2025Q3
2025Q2
2025Q1
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
1.01
PE Ratio (TTM)
12.03
Forward PE
10.03
PS Ratio (TTM)
0.69
PB Ratio
2.08
Price-to-FCF
4.06
METRIC
VALUE
vs. INDUSTRY
Gross Margin
41.82%
Net Margin
6.32%
Revenue Growth (YoY)
24.74%
Profit Growth (YoY)
23.89%
3-Year Revenue Growth
18.51%
3-Year Profit Growth
24.32%
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
1.01
PE Ratio (TTM)
12.03
Forward PE
10.03
PS Ratio (TTM)
0.69
PB Ratio
2.08
Price-to-FCF
4.06
Gross Margin
41.82%
Net Margin
6.32%
Revenue Growth (YoY)
24.74%
Profit Growth (YoY)
23.89%
3-Year Revenue Growth
18.51%
3-Year Profit Growth
24.32%
  • When is PGY's latest earnings report released?

    The most recent financial report for Pagaya technologies ltd. (PGY) covers the period of 2025Q4 and was published on 2025/12/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating PGY's short-term business performance and financial health. For the latest updates on PGY's earnings releases, visit this page regularly.

  • Where does PGY fall in the P/E River chart?

    According to historical valuation range analysis, Pagaya technologies ltd. (PGY)'s current price-to-earnings (P/E) ratio is 12.48, placing it in the Undervalued zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.

  • What is the operating profit of PGY?

    According to the latest financial report, Pagaya technologies ltd. (PGY) reported an Operating Profit of 39.7M with an Operating Margin of 12.36% this period, representing a growth of 25.07% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.

  • How is PGY's revenue growth?

    In the latest financial report, Pagaya technologies ltd. (PGY) announced revenue of 321.04M, with a Year-Over-Year growth rate of 14.9%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.

  • How much cash does PGY have?

    At the end of the period, Pagaya technologies ltd. (PGY) held Total Cash and Cash Equivalents of 288.35M, accounting for 0.19 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.

  • Does PGY go with three margins increasing?

    In the latest report, Pagaya technologies ltd. (PGY) achieved the “three margins increasing” benchmark, with a gross margin of 40.8%%, operating margin of 12.36%%, and net margin of 10.68%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess PGY's profit trajectory and future growth potential.

  • Is PGY's EPS continuing to grow?

    According to the past four quarterly reports, Pagaya technologies ltd. (PGY)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 0.42. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.

  • What is the FCF of PGY?

    Pagaya technologies ltd. (PGY)'s Free Cash Flow (FCF) for the period is 76.71M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 173.12% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.

  • What are the PEG ratio and PE ratio of PGY?

    The latest valuation data shows Pagaya technologies ltd. (PGY) has a Price-To-Earnings (PE) ratio of 12.48 and a Price/Earnings-To-Growth (PEG) ratio of 0.22. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.