Preferred bank PFBC.US Overview
PFBC AI Analysis & Strategy
Browsing restrictions can be lifted for a fee.
PFBC Current Performance
1.98%
Preferred bank
1.08%
Avg of Sector
0.54%
S&P500
PFBC Key Information
PFBC Revenue by Segments
Browsing restrictions can be lifted for a fee.
PFBC Net Income
Browsing restrictions can be lifted for a fee.
PFBC Cash Flow
Browsing restrictions can be lifted for a fee.
PFBC Profit Margin
Browsing restrictions can be lifted for a fee.
PFBC PE Ratio River
Browsing restrictions can be lifted for a fee.
PFBC Financial Forecast
Browsing restrictions can be lifted for a fee.
PFBC Earnings Table
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | |||||||
| 2024Q4 | |||||||
| 2024Q3 | |||||||
| 2024Q2 | |||||||
| 2024Q1 |
PFBC Profile
Preferred Bank provides various commercial banking products and services to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high net worth individuals in the United States. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate mortgage loans that are secured by retail, industrial, office, special purpose, and residential single and multi-family properties; real estate construction loans; and commercial loans comprising lines of credit for working capital, term loans for capital expenditures, and commercial and stand-by letters of credit; and SBA loans. In addition, the company offers trade finance services, including commercial and export letters of credit, import lines of credit, documentary collections, international wire transfers, acceptances/trust receipt financing products, export financing, documentary collections, and bills purchase programs. Further, it provides various high-wealth banking services to wealthy individuals residing in the Pacific Rim area; and remote deposit capture, and online and mobile banking services. Additionally, the company offers various banking services to physicians, accountants, attorneys, business managers, and other professionals; and safe deposit boxes, account reconciliation, courier service, and cash management services to the manufacturing, service, and distribution companies. As of December 31, 2021, it had eleven full-service branch offices in Alhambra, Century City, City of Industry, Torrance, Arcadia, Irvine, Diamond Bar, Pico Rivera, Tarzana, and San Francisco; and one branch in Flushing, New York. The company was incorporated in 1991 and is headquartered in Los Angeles, California.
Price of PFBC
PFBC FAQ
When is PFBC's latest earnings report released?
The most recent financial report for Preferred bank (PFBC) covers the period of 2025Q1 and was published on 2025/03/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating PFBC's short-term business performance and financial health. For the latest updates on PFBC's earnings releases, visit this page regularly.
Where does PFBC fall in the P/E River chart?
According to historical valuation range analysis, Preferred bank (PFBC)'s current price-to-earnings (P/E) ratio is 9.52, placing it in the Reasonable zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.
What is the operating profit of PFBC?
According to the latest financial report, Preferred bank (PFBC) reported an Operating Profit of 42.59M with an Operating Margin of 35.93% this period, representing a decline of 9.91% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is PFBC's revenue growth?
In the latest financial report, Preferred bank (PFBC) announced revenue of 118.53M, with a Year-Over-Year growth rate of -8.44%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much cash does PFBC have?
At the end of the period, Preferred bank (PFBC) held Total Cash and Cash Equivalents of 905.18M, accounting for 0.13 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Is PFBC's EPS continuing to grow?
According to the past four quarterly reports, Preferred bank (PFBC)'s earnings per share (EPS) shows a declining trend, with the latest EPS at 2.27. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of PFBC?
Preferred bank (PFBC)'s Free Cash Flow (FCF) for the period is 44.25M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 4.33% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
What are the PEG ratio and PE ratio of PFBC?
The latest valuation data shows Preferred bank (PFBC) has a Price-To-Earnings (PE) ratio of 9.52 and a Price/Earnings-To-Growth (PEG) ratio of -1.04. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.