Pagseguro digital ltd.PAGS.US Overview
PAGS Overall Performance
PAGS AI Analysis & Strategy
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PAGS Key Information
PAGS Financial Forecast
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| Quarterly | EPS Forecast | QoQ | Max | Min |
|---|---|---|---|---|
| 2025Q1 | ||||
| 2025Q2 | ||||
| 2025Q3 | ||||
| 2025Q4 | ||||
| 2026Q1 |
PAGS Earnings Table
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | |||||||
| 2024Q4 | |||||||
| 2024Q3 | |||||||
| 2024Q2 | |||||||
| 2024Q1 |
PAGS Profile
PagSeguro Digital Ltd., together with its subsidiaries, provides financial technology solutions and services for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company's products and services include PagSeguro Ecosystem, a digital ecosystem that operates as a closed loop where its clients are able to address their primary day to day financial needs, including receiving and spending funds, and managing and growing their businesses; PagBank digital account, which offers banking services through the PagBank mobile app, as well as centralizes various cash-in options, functionalities, services, and cash-out options in a single ecosystem; and PlugPag, a tool for medium-sized and larger merchants that enables them to connect their point of sale (POS) device directly to their enterprise resource planning software or sales automation system through Bluetooth. It also offers cash-in solutions; online and in-person payment tools; and online gaming and cross-border digital services, as well as issues prepaid, credit, and cash cards. In addition, the company provides functionalities, and value-added services and features, such as purchase protection mechanisms, antifraud platform, account and business management tools, and POS app; and operates an online platform that facilitates peer-to-peer lending. Further, it is involved in processing of back-office solutions, including sales reconciliation, and gateway solutions and services, as well as the capture of credit cards with acquirers and sub acquirers. The company was founded in 2006 and is headquartered in São Paulo, Brazil.
Price of PAGS
PAGS FAQ
When is PAGS's latest earnings report released?
The most recent financial report for Pagseguro digital ltd. (PAGS) covers the period of 2025Q2 and was published on 2025/06/30. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating PAGS's short-term business performance and financial health. For the latest updates on PAGS's earnings releases, visit this page regularly.
Where does PAGS fall in the P/E River chart?
According to historical valuation range analysis, Pagseguro digital ltd. (PAGS)'s current price-to-earnings (P/E) ratio is 7.75, placing it in the Undervalued zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.
What is the operating profit of PAGS?
According to the latest financial report, Pagseguro digital ltd. (PAGS) reported an Operating Profit of 1.97B with an Operating Margin of 38.91% this period, representing a growth of 27.73% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is PAGS's revenue growth?
In the latest financial report, Pagseguro digital ltd. (PAGS) announced revenue of 5.06B, with a Year-Over-Year growth rate of 11%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much debt does PAGS have?
As of the end of the reporting period, Pagseguro digital ltd. (PAGS) had total debt of 40.62B, with a debt ratio of 0.57. Short-term debt comprises a higher/lower proportion. The level of financial leverage directly impacts the company's capital structure and interest coverage. If debt is high, pay attention to interest expenses and refinancing risks. Conversely, a low-leverage structure indicates greater risk tolerance but potentially less growth flexibility.
How much cash does PAGS have?
At the end of the period, Pagseguro digital ltd. (PAGS) held Total Cash and Cash Equivalents of 1.13B, accounting for 0.02 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does PAGS go with three margins increasing?
In the latest report, Pagseguro digital ltd. (PAGS) achieved the “three margins increasing” benchmark, with a gross margin of 52.3%%, operating margin of 38.91%%, and net margin of 10.6%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess PAGS's profit trajectory and future growth potential.
Is PAGS's EPS continuing to grow?
According to the past four quarterly reports, Pagseguro digital ltd. (PAGS)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 1.8. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of PAGS?
Pagseguro digital ltd. (PAGS)'s Free Cash Flow (FCF) for the period is 1.71B, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 132.87% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.