Beta

Oak valley bancorpOVLY.US Overview

US StockFinancial Services
(No presentation for OVLY)
OverviewAI AnalysisFinancialsFinancial ForecastStock SentimentalInstitutionsTradingView Chart

Ticker

Value

empty

There is no following symbol in this watchlist.

OVLY AI Insights

OVLY Overall Performance

OVLY AI Analysis & Strategy

AI Strategy

Browsing restrictions can be lifted for a fee.

OVLY Recent Performance

0.21%

Oak valley bancorp

0.23%

Avg of Sector

-0.49%

S&P500

OVLY PowerScanner

Introduction >>

Power Squeeze

Surfing Trend

1 Day

1 Week

1 Month

Check OVLY's Trend

OVLY Key Information

OVLY Valuation Metrics

OVLY Profile

Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans consisting of automobile loans, home mortgage loans, revolving lines of credit, and other personal loans. In addition, the company provides online banking, remote deposit capture, mobile banking, merchant, night depository, extended hours, wire transfer of funds, and note collection services, as well as automated teller machines. As of December 31, 2021, it operated through seventeen full-service branch offices in Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, California, and Sacramento. The company was incorporated in 1990 and is headquartered in Oakdale, California.

Price of OVLY

OVLY FAQ

This disclaimer is provided by TradingValley Inc. and includes any messages, news, research, analysis, prices or other information provided by the Company's website, the application "Growin App" and other services provided through the Company's website. It is only general market information for educational and investment decision-making reference, and does not constitute any investment advice. View Growin Disclaimer

OVLY Earnings Table

Unit : USD

QTRNon-GAAP EPSEPS YoYEPS Surprise %SalesSales YoYSales Surprise %NPM
Current
2025Q4
2025Q3
2025Q2
2025Q1
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
2.84
PE Ratio (TTM)
11.73
Forward PE
10.45
PS Ratio (TTM)
3.51
PB Ratio
1.39
Price-to-FCF
11.25
METRIC
VALUE
vs. INDUSTRY
Gross Margin
99.44%
Net Margin
29.08%
Revenue Growth (YoY)
4.32%
Profit Growth (YoY)
3.74%
3-Year Revenue Growth
-1.38%
3-Year Profit Growth
-2.12%
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
2.84
PE Ratio (TTM)
11.73
Forward PE
10.45
PS Ratio (TTM)
3.51
PB Ratio
1.39
Price-to-FCF
11.25
Gross Margin
99.44%
Net Margin
29.08%
Revenue Growth (YoY)
4.32%
Profit Growth (YoY)
3.74%
3-Year Revenue Growth
-1.38%
3-Year Profit Growth
-2.12%

  • When is OVLY's latest earnings report released?

    The most recent financial report for Oak valley bancorp (OVLY) covers the period of 2026Q1 and was published on 2026/03/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating OVLY's short-term business performance and financial health. For the latest updates on OVLY's earnings releases, visit this page regularly.

  • Where does OVLY fall in the P/E River chart?

    According to historical valuation range analysis, Oak valley bancorp (OVLY)'s current price-to-earnings (P/E) ratio is 11.27, placing it in the Overvalued zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning optimistic. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.

  • What is the operating profit of OVLY?

    According to the latest financial report, Oak valley bancorp (OVLY) reported an Operating Profit of 6.81M with an Operating Margin of 32.76% this period, representing a growth of 0.15% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.

  • How is OVLY's revenue growth?

    In the latest financial report, Oak valley bancorp (OVLY) announced revenue of 20.78M, with a Year-Over-Year growth rate of 6.98%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.

  • How much cash does OVLY have?

    At the end of the period, Oak valley bancorp (OVLY) held Total Cash and Cash Equivalents of 232.18M, accounting for 0.11 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.

  • Does OVLY go with three margins increasing?

    In the latest report, Oak valley bancorp (OVLY) achieved the “three margins increasing” benchmark, with a gross margin of 100%%, operating margin of 39.94%%, and net margin of 31%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess OVLY's profit trajectory and future growth potential.

  • What is the FCF of OVLY?

    Oak valley bancorp (OVLY)'s Free Cash Flow (FCF) for the period is 7.42M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 119.13% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.

  • What are the PEG ratio and PE ratio of OVLY?

    The latest valuation data shows Oak valley bancorp (OVLY) has a Price-To-Earnings (PE) ratio of 11.27 and a Price/Earnings-To-Growth (PEG) ratio of -1.98. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.