Old republic international corporationORI.US Overview
ORI Overall Performance
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ORI Key Information
ORI Financial Forecast
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| Quarterly | EPS Forecast | QoQ | Max | Min |
|---|---|---|---|---|
| 2025Q1 | ||||
| 2025Q2 | ||||
| 2025Q3 | ||||
| 2025Q4 | ||||
| 2026Q1 |
ORI Earnings Table
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | |||||||
| 2024Q4 | |||||||
| 2024Q3 | |||||||
| 2024Q2 | |||||||
| 2024Q1 |
ORI Profile
Old Republic International Corporation, through its subsidiaries, engages in the insurance underwriting and related services business primarily in the United States and Canada. The company operates through three segments: General Insurance, Title Insurance, and the Republic Financial Indemnity Group Run-off Business. The General Insurance segment offers automobile extended warranty, aviation, commercial automobile, commercial multi-peril, commercial property, general liability, home warranty, inland marine, travel accident, and workers' compensation insurance products; and financial indemnity products for specialty coverages, including errors and omissions, fidelity, guaranteed asset protection, and surety. This segment provides its insurance products to businesses, government, and other institutions in transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries. The Title Insurance segment offers lenders' and owners' title insurance policies to real estate purchasers and investors based upon searches of the public records. This segment also provides escrow closing and construction disbursement services; and real estate information products, national default management services, and various other services pertaining to real estate transfers and loan transactions. The Republic Financial Indemnity Group Run-off Business segment offers private mortgage insurance coverage that protects mortgage lenders and investors from default related losses on residential mortgage loans made primarily to homebuyers. The company was founded in 1923 and is based in Chicago, Illinois.
Price of ORI
ORI FAQ
When is ORI's latest earnings report released?
The most recent financial report for Old republic international corporation (ORI) covers the period of 2025Q3 and was published on 2025/09/30. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating ORI's short-term business performance and financial health. For the latest updates on ORI's earnings releases, visit this page regularly.
Where does ORI fall in the P/E River chart?
According to historical valuation range analysis, Old republic international corporation (ORI)'s current price-to-earnings (P/E) ratio is 11.71, placing it in the Undervalued zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.
What is the operating profit of ORI?
According to the latest financial report, Old republic international corporation (ORI) reported an Operating Profit of 370.5M with an Operating Margin of 15.28% this period, representing a decline of 17.37% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is ORI's revenue growth?
In the latest financial report, Old republic international corporation (ORI) announced revenue of 2.42B, with a Year-Over-Year growth rate of 3.53%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much cash does ORI have?
At the end of the period, Old republic international corporation (ORI) held Total Cash and Cash Equivalents of 242.5M, accounting for 0.01 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does ORI go with three margins increasing?
In the latest report, Old republic international corporation (ORI) achieved the “three margins increasing” benchmark, with a gross margin of 64.7%%, operating margin of 15.28%%, and net margin of 11.5%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess ORI's profit trajectory and future growth potential.
Is ORI's EPS continuing to grow?
According to the past four quarterly reports, Old republic international corporation (ORI)'s earnings per share (EPS) shows a declining trend, with the latest EPS at 1.14. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of ORI?
Old republic international corporation (ORI)'s Free Cash Flow (FCF) for the period is 563.9M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 18.77% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
What are the PEG ratio and PE ratio of ORI?
The latest valuation data shows Old republic international corporation (ORI) has a Price-To-Earnings (PE) ratio of 11.71 and a Price/Earnings-To-Growth (PEG) ratio of 0.25. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.