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The latest data point for OPFI's EV/EBITDA ratio, as of Q1'26, stands at 3.44, marking a significant decline from the previous quarter's value of 11.72 in Q4'25. This represents the lowest point in the observed period, indicating a potential undervaluation relative to earnings or a compression in enterprise value multiples. Over the timeframe from Q2'23 to Q1'26, the EV/EBITDA ratio exhibited initial stability around 8.5-9.1 through Q1'24, followed by a sharp upward trend peaking at 51.65 in Q2'25, reflecting heightened market expectations or growth premiums. Subsequent quarters showed volatility with a rapid drop to 17.74 in Q3'25 and further to 11.72 in Q4'25, before the latest plunge to 3.44, suggesting an overall shift from expansion to contraction in valuation multiples amid possible operational or market challenges.