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As of Q3'25, OPFI's EV/EBITDA ratio stands at 17.744, following a significant spike in the previous quarter where it reached 51.648. This marks a notable increase compared to the relatively stable values observed in earlier periods. From Q4'22 to Q2'24, the EV/EBITDA ratio remained largely stable, fluctuating between 8.478 and 9.582. However, starting in Q3'24, the ratio began to rise sharply, peaking at 51.648 in Q2'25 before dropping back to 17.744 in Q3'25. This recent volatility indicates a period of heightened valuation multiples, possibly reflecting changing market expectations or company fundamentals.